aave-v3-plugin

For Everyone

Lend and borrow crypto through Aave V3 across 4 chains — earn interest, manage collateral, and optimize capital efficiency via Onchain OS.

• Supply assets like ETH, USDC, or DAI into lending pools and start earning yield immediately
• Borrow stablecoins or other tokens using your crypto as collateral, without triggering a taxable sale
• Available across 12+ independent chains including Ethereum, Arbitrum, Base, Optimism, and Polygon — deploy and manage positions on whichever chain suits your needs
• Isolation mode and efficiency mode give you fine-grained control over risk and capital efficiency

Aave V3

Lend your crypto to earn interest or borrow against it without selling — all managed by smart contracts on 12+ chains.

Prerequisites

• Requires OKX Onchain OS and OKX Agentic Wallet connected to one of the supported chains: Ethereum, Arbitrum, Base, Optimism, Polygon, or Avalanche.
• Prepare the tokens you want to supply (e.g. ETH, USDC, WBTC), along with native gas tokens (ETH, MATIC, AVAX, etc.) for transaction fees.
• If you plan to borrow, you must supply collateral first — Aave requires an active deposit before enabling borrowing.

When to Use This Skill

• You have crypto sitting idle and want it to generate yield
• You need liquidity (like stablecoins) but don't want to sell your ETH or other holdings
• You want to leverage your position by borrowing and reinvesting
• You want to use the same lending protocol across multiple chains without learning a new interface

How It Works

You connect your wallet and choose a market on your preferred chain. To lend, you select an asset and deposit it into Aave's lending pool. You receive aTokens in return — these represent your deposit and automatically accumulate interest. Your balance grows every second as borrowers pay interest on the assets they've borrowed from the pool.

To borrow, you first supply collateral. Aave calculates your borrowing power based on the value and risk profile of your collateral. You then choose what to borrow and how much. Your loan has no fixed repayment schedule — you can repay whenever you want, as long as your collateral ratio stays healthy.

If the value of your collateral drops too close to your debt value, your position becomes eligible for liquidation. This is where someone else repays part of your debt and receives your collateral at a discount. To avoid this, you can add more collateral or repay part of your loan.

Efficiency mode (E-Mode) lets you borrow more when your collateral and debt are correlated assets (like ETH and stETH). Isolation mode lets you use newer, riskier assets as collateral with capped exposure. Both give you more control over your risk-reward tradeoff.